Import and Export Financing

Import export finance programs are supported by the SBA and exist to aid the financing of small businesses engaged in importing and exporting of goods. These programs have helped many small businesses over the years obtain financing when other loan programs are otherwise not available on reasonable terms. The program encourages lenders to offer export working capital loans by guaranteeing repayment of up to $1 million or 90 percent of a loan amount, whichever is less.

Interest Rate

Interest per time, divided by principal amount, expressed as a percentage.

Mortgage Debt

A debt created by a mortgage and secured by the lien property.

Mortgage Lien

A legal claim against a mortgaged property that must be paid or assumed when the property is sold.

Mortgage Loan

A loan to finance the purchase of real estate, usually with specified payment periods and interest rates.

Open End Credit

An agreement by a lender to lend a specific amount to a borrower and to allow that amount to be borrowed again once it is repaid.

Office Equioment Financing

Office equipment financing with a lease just makes more sense than buying. Leasing gives you financial flexibility, helps address changing technology needs quickly, and may offer tax advantages as well.

Operating Lease

The lessor handles all maintenance and servicing for the property that is leased.

Municipal Equipment Leasing

State governments and agencies,County governments and agencies, City governments and agencies, Other public entities funded by state and local taxes.

Interim Financing

These loans range from 6 months to 5 years with the most typical term being 3 years.

Mortgage Note

An agreement that offers a mortgage as proof of the debt and defines the terms under which the mortgage is to be repaid.

Paid Capital

Capital the company received from investors in return for stock.

New Business Financing

New business financing has become more than just a task, but also an art and science. If you are like most businesses, it is a long, hard and tough road to go with never ending rejections. We know what it's like and have now made what was once complicated, very simple. Using our "Coach Ben" easy business credit qualifying system, you can now get that unsecured business equipment financing loan.

PIPE Investments

PIPE investments (Private investment in public entity) take a sizable position in publicly traded companies whose valuations have dropped since they went public and now are seeking new sources of cash infusion.

Institutional Investor

Entities with large amounts of money to invest, typically investment companies, mutual funds, insurance companies, pension funds, and investment banks, etc.

New Business Credit Card

New business credit card accounts come in many shapes and sizes. For this reason, it's important that you choose the card that fits best with your business needs.

Initial Public Offering

The first sale of stock by a company to the public.

Outside Financing

The issuance of debt or equity from a source outside of the company.

Off Balance Sheet Financing

Financing from sources other than debt or equity offerings, such as joint ventures, R&D partnerships, and operating leases.

Reverse Merger

Reverse merger transactions are an alternative means for a private company to go public. A necessary component to a completed reverse merger transaction is the public shell. The public shell is a publicly listed company with no assets or liabilities. It is called a "shell" considering all that exists of the original company is its corporate shell structure. By merging into such an entity, a private company becomes public.